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【速搜问答】分期乐备用金怎么用

问答 admin 8个月前 (04-05) 181次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

分期乐备用金是支持用户在授信额度内提现的,并且还可以随时还款。不过该产品是为大学生设计的,在校期间最多获得1000元的额度。将备用金取现以后,可以享受最长40天的免息期。取现的金额就可以用于日常消费,但不能用于投资理财等。

Installment reserve fund supports users to withdraw cash within the credit line, and it can also repay at any time. However, the product is designed for college students, during the period of school up to 1000 yuan of credit. You can enjoy the interest free period of up to 40 days after withdrawing the petty cash. The amount of cash can be used for daily consumption, but not for investment and financial management.

分期乐备用金是支持用户在授信额度内提现的,并且还可以随时还款。不过该产品是为大学生设计的,在校期间最多获得 1000 元的额度。将备用金取现以后,可以享受最长 40 天的免息期。取现的金额就可以用于日常消费,但不能用于投资理财等。

Installment reserve fund supports users to withdraw cash within the credit line, and it can also repay at any time. However, the product is designed for college students, during the period of school up to 1000 yuan of credit. You can enjoy the interest free period of up to 40 days after withdrawing the petty cash. The amount of cash can be used for daily consumption, but not for investment and financial management.

分期乐的母公司为在美上市的企业乐信。分期乐还是中国互联网金融协会首批理事会员单位。因此,分期乐备用金是正规金融企业推出的贷款口子。对于大学生来说,可以在读书期间,在分期乐备用金获得最多 1000 元的的额度。

Its parent company is Lexin, a company listed in the United States. It is also one of the first members of China Internet Finance Association. Therefore, installment reserve fund is a loan opening launched by formal financial enterprises. For college students, they can get up to 1000 yuan in the installment reserve fund during their study.

具体使用条件如下:

The specific use conditions are as follows:

能够在注册账户的时候,成功完成学历认证,身份需要是大学生;

To be able to successfully complete academic certification when registering an account, you need to be a college student;

综合信用情况良好,能够达到平台、银行以及持牌机构的资质审核。分期乐备用金支持用户将授信额度取现,不限制使用次数,大家可以根据自己的需求自由使用。

The comprehensive credit situation is good, which can meet the qualification audit of the platform, banks and licensed institutions. The installment reserve fund supports users to withdraw the credit line without limiting the number of times of use, and you can use it freely according to your own needs.

也就是说,分期乐备用金可以让大家免息借现金。当大家从学校毕业以后,分期乐备用金的授信额度就会失效,即分期乐备用金仅支持在校期间使用。

That is to say, the installment reserve can let everyone borrow cash without interest. When you graduate from school, the credit line of the installment reserve fund will be invalid, that is, the installment reserve fund can only be used in school.

在进入分期乐的页面后,在应用里面会看到“备用金”的选项,广告语是“零利息、零费用”,备用金的额度和分期乐的额度是共享的。

After entering the installment music page, you will see the option of “reserve fund” in the app. The slogan is “zero interest, zero expense”. The amount of reserve fund and installment music is shared.

要注意的是,分期乐备用金是上征信的,大家千万不要逾期,免得还没有出校门就背上信用黑点。

It should be noted that the installment reserve fund is on the credit, we must not be overdue, so as not to carry on the credit black spot.

分期乐备用金怎么开通

How to open the installment reserve

用户进入分期乐主页以后,会看到“备用金”的选项,点击该选项,即可开通备用金服务。备用金的额度一般是 1000 元左右,且只有大学生才可以申请,大学生毕业以后,备用金的额度就会失效。另外要开通备用金,还必须邀请两个没有使用过分期乐的新用户完成注册,才可以开通成功。

After entering the home page, users will see the option of “reserve fund”. Click this option to open the reserve fund service. The amount of the reserve fund is generally about 1000 yuan, and only college students can apply. After college students graduate, the amount of the reserve fund will be invalid. In addition, to open up the reserve fund, we must invite two new users who have not used tripod to complete the registration before they can open successfully.

另外开通备用金还需要申请人信用良好,信用较差的话是无法开通该服务的。

In addition, the opening of the reserve fund also requires the applicant to have good credit. If the credit is poor, the service cannot be opened.


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