Download and log in the Xiaoxiang premium app on the mobile phone, click “Xiaoxiang wallet”, then select a loan method, click “immediate loan” next to it, after the page jumps, click “immediate loan”, then upload the photos on the front and back of the ID card, click Submit after confirming that the information is correct, and then wait for the audit result.
小象优品可提供最高 31000 元，最长 12 个月的贷款。它之前暂停过一段时间，近期又恢复了放款。那么小象优品怎么借款呢？
Xiaoxiang Youpin can provide a loan of up to 31000 yuan and up to 12 months. It had been suspended for a while before and recently resumed lending. So how can you borrow money for the little elephant?
The first step: Download and log in the Xiaoxiang Youpin app on the mobile phone, and the unregistered can log in after registering the account;
第二步：登录后在 APP 里点击“小象钱包”，再选择一个借款方式，你可以直接选择“小象钱包”，也可以选择“颜值卡借款”等，直接点击旁边的“立即借款”按钮即可；
Step 2: after logging in, click “little elephant wallet” in the app, and then select a loan method. You can directly select “little elephant wallet” or “facial value card loan” and directly click the “immediate loan” button next to it;
Step 3: after the page jumps, click “borrow now”, and then upload the photos on the front and back of the ID card. After confirming that the information is correct, click Submit, and then wait for the audit results. After the approval of Xiaoxiang superior product, it will lend money for you.
而除了在小象优品 APP 上借款外，其实你还可以在微信里搜寻小象优品的官方微信公众账号进行关注，然后点击进入“小象优品”的官方微信公众号，在公众号里也是可以申请借款的。找到借款按钮，按提示进行借款操作即可。
Besides borrowing money on the APP, you can also search for official account of WeChat official account in WeChat, then click on the official WeChat public number to enter the “small elephant superior”, and you can apply for loans in the public number. Find the loan button and press the prompt to borrow money.
How long does it take to audit the superior products of Xiaoxiang
小象优品审核一般在 3 个小时内完成，不过很多人在申请时一个小时内就接到了审核通过的通知，小象优品审核时可能会有电话回访，在提交个人信息后用户要保证手机畅通，避免错过审核电话导致被拒，审核通过后一般 3 个工作日会下款。
The audit of Xiaoxiang premium products is generally completed within three hours, but many people receive the notice of approval within one hour when they apply. There may be a return call during the audit of Xiaoxiang premium products. After submitting personal information, users should ensure that their mobile phones are unblocked, so as to avoid being rejected due to missing the audit call. The payment will be paid within three working days after the audit is passed.
After the loan of Xiaoxiang Youpin, we must repay it on time. Otherwise, there will be penalty interest after overdue repayment, and the platform will collect after overdue repayment. The common method of collection is to call the borrower. If the borrower does not pay it back, the platform will collect it all the time.
Users can choose the number of instalments according to their own income, so as to avoid overdue subsequent repayment. In fact, before borrowing money, users should measure their repayment ability and handle borrowing money in the case of more personal income.
When borrowing money from the Xiaoxiang premium product, you should pay attention to the various fees charged by the platform. If the cost of borrowing money is relatively high, then users can give up borrowing money. In fact, when borrowing money, users can choose different platforms and choose the one with low interest rate by comparison. In this way, users can spend less interest after borrowing money.