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【速搜问答】账户类型是什么意思

问答 admin 8个月前 (04-04) 135次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

企业账户类型指对企业开具的账户根据用途进行分类,企业账户包括基本存款账户、一般存款账户、专用存款账户、临时存款账户。基本账户一个公司只能开一个。其他的例如:一般账户,一个公司可以根据业务需要开立多个,没有数量限制。

Enterprise account type refers to the classification of accounts issued by enterprises according to their uses. Enterprise accounts include basic deposit account, general deposit account, special deposit account and temporary deposit account. A company can only open one basic account. Others, such as: general account, a company can open multiple accounts according to business needs, without quantity limit.

企业账户类型指对企业开具的账户根据用途进行分类,企业账户包括基本存款账户、一般存款账户、专用存款账户、临时存款账户。基本账户一个公司只能开一个。其他的例如:一般账户,一个公司可以根据业务需要开立多个,没有数量限制。

Enterprise account type refers to the classification of accounts issued by enterprises according to their uses. Enterprise accounts include basic deposit account, general deposit account, special deposit account and temporary deposit account. A company can only open one basic account. Others, such as: general account, a company can open multiple accounts according to business needs, without quantity limit.

基本存款账户可以办理的业务包括工资、奖金等现金的支取;一般存款账户可以办理转账结算和现金缴存,但不得办理现金支取;专用存款账户是对其特定用途资金进行专项管理和使用而开立的银行结算账户。

The basic deposit account can handle the withdrawal of cash such as salary and bonus; the general deposit account can handle the transfer settlement and cash deposit, but can not handle the cash withdrawal; the special deposit account is the bank settlement account opened for the special management and use of its special purpose funds.

企业账户开立时必须具备一定的资料,包括营业执照正本、企业公章、法定代表人私章、企业财务公章、法定代表人身份证原件、授权委托书、代理人身份证件、基本存款账户开户许可证等。

When an enterprise opens an account, it must have certain information, including the original business license, the official seal of the enterprise, the private seal of the legal representative, the official seal of the enterprise finance, the original ID card of the legal representative, the power of attorney, the ID card of the agent, the license for opening an account of the basic deposit account, etc.

企业账户使用时必须注意一定的事项,比如企业应加强对预留银行签章的管理;不得利用银行结算账户进行偷逃税款、逃废债务、套取现金等违法犯罪活动;存款人撤销银行结算账户,必须与开户银行核对银行结算账户存款余额等。

Enterprises must pay attention to certain matters when using their accounts, for example, enterprises should strengthen the management of reserving bank seals; they should not use the bank settlement accounts for tax evasion, debt evasion, cash arbitrage and other illegal and criminal activities; depositors must check the balance of bank settlement accounts with the opening bank when canceling the bank settlement accounts.


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