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【速搜问答】买卖两卡是什么意思

问答 admin 8个月前 (04-04) 190次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

买卖两卡指非法买卖电话卡银行卡的违法犯罪活动,一旦发现自己的手机卡或银行卡异常或遗失,应及时查询和处理。同时出租、出售、出借、购买银行账户、支付账户和个人电话号码,都属于违法犯罪行为,如果出售的两卡从事犯罪活动,可能银行卡所有人需要承担一定的责任。

Buying and selling two cards refers to the illegal and criminal activities of illegally buying and selling telephone cards and bank cards. Once you find that your mobile phone card or bank card is abnormal or lost, you should inquire and deal with it in time. At the same time, renting, selling, lending, purchasing bank accounts, payment accounts and personal telephone numbers are all illegal and criminal acts. If the two cards sold are engaged in criminal activities, the owner of the bank card may have to bear certain responsibilities.

买卖两卡指非法买卖电话卡银行卡的违法犯罪活动,一旦发现自己的手机卡或银行卡异常或遗失,应及时查询和处理。同时出租、出售、出借、购买银行账户、支付账户和个人电话号码,都属于违法犯罪行为,如果出售的两卡从事犯罪活动,可能银行卡所有人需要承担一定的责任。

Buying and selling two cards refers to the illegal and criminal activities of illegally buying and selling telephone cards and bank cards. Once you find that your mobile phone card or bank card is abnormal or lost, you should inquire and deal with it in time. At the same time, renting, selling, lending, purchasing bank accounts, payment accounts and personal telephone numbers are all illegal and criminal acts. If the two cards sold are engaged in criminal activities, the owner of the bank card may have to bear certain responsibilities.

用户在银行办理的银行卡分为借记卡(储蓄卡)和信用卡,其中借记卡被很多人买卖。借记卡在办理时一般分为一二三类账户,一类账户属于全能账户,可以用来办理任何业务,不过一张身份证在一家银行只能办理一张。

The bank cards handled by users in banks are divided into debit cards (savings cards) and credit cards, in which debit cards are bought and sold by many people. Debit cards are generally divided into one, two, and three types of accounts when they are processed. One type of account belongs to universal account and can be used to handle any business, but only one ID card can be processed in a bank.

借记卡二类账户一般用于投资理财中,三类账户没有实体卡,需要绑定到第三方平台或者手机银行使用。值得注意的是,借记卡一二三类账户使用一张身份证一家银行只能开具 4 个账户,多了不能办理。

The second type of debit card account is generally used in investment and financial management, while the third type of account has no physical card and needs to be bound to a third-party platform or mobile banking. It is worth noting that a bank can only open four accounts with one ID card for one, two and three types of debit card accounts, which cannot be handled if there are too many.

借记卡二三类账户使用时会有额度限制,其中二类每天使用限额为 10000 元,每年的限额为 20 万元。三类余额不能超过 1000 元,每日限额 5000 元,年累计不能超过 10 万元。办理的一类卡和二类卡可以转换。

There will be a limit for the use of class II and class III debit card accounts. The daily limit for class II accounts is 10000 yuan, and the annual limit is 200000 yuan. The three types of balance should not exceed 1000 yuan, the daily limit should be 5000 yuan, and the annual cumulative limit should not exceed 100000 yuan. The first class card and the second class card can be converted.


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