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【速搜问答】社保个人帐户余额是怎么组成的

问答 admin 8个月前 (04-02) 126次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

社保卡余额包括养老保险账户余额、医保账户余额组成,养老保险账户余额包括个人缴纳部分、按规定从企业缴费中划入的基本养老保险费金额、上述两部分的利息金额;医保账户余额由个人缴纳部分划入个人账户累计余额,具体可以咨询当地的社保政策为准。

The balance of social security card includes the balance of endowment insurance account and medical insurance account. The balance of endowment insurance account includes individual payment, the amount of basic endowment insurance premium transferred from enterprise payment according to regulations, and the interest amount of the above two parts. The balance of medical insurance account is transferred from individual payment to the accumulated balance of individual account, which can be referred to the local social security policy.

社保卡余额包括养老保险账户余额、医保账户余额组成,养老保险账户余额包括个人缴纳部分、按规定从企业缴费中划入的基本养老保险费金额、上述两部分的利息金额;医保账户余额由个人缴纳部分划入个人账户累计余额,具体可以咨询当地的社保政策为准。

The balance of social security card includes the balance of endowment insurance account and medical insurance account. The balance of endowment insurance account includes individual payment, the amount of basic endowment insurance premium transferred from enterprise payment according to regulations, and the interest amount of the above two parts. The balance of medical insurance account is transferred from individual payment to the accumulated balance of individual account, which can be referred to the local social security policy.

社保一般指社会保险,主要项目包括养老保险、医疗保险、失业保险、工伤保险、生育保险。养老保险是国家和社会根据一定的法律和法规,为解决劳动者在达到国家规定的解除劳动义务的劳动年龄界限,或因年老丧失劳动能力退出劳动岗位后的基本生活而建立的一种社会保险制度。

Social security generally refers to social insurance, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance. Endowment insurance is a kind of social insurance system established by the state and society according to certain laws and regulations to solve the problem of the basic life of workers after they reach the national labor age limit for relieving labor obligations, or because they lose the ability to work due to old age.

养老保险需要职工连续缴纳 15 年,在达到退休年龄后就可以按月领取一定的退休金。这里 15 年为累积时间,中间可以出现断缴的情况。它是社会保障制度的重要组成部分,是社会保险五大险种中最重要的险种之一。

Endowment insurance requires employees to pay 15 years in a row, and they can receive a certain amount of pension monthly after reaching the retirement age. Here, 15 years is the accumulated time, and the payment can be cut off in the middle. It is an important part of the social security system and one of the most important types of social insurance.

医疗保险是为了补偿劳动者因疾病风险造成的经济损失而建立的一项社会保险制度。通过用人单位与个人缴费,建立医疗保险基金,参保人员患病就诊发生医疗费用后,由医疗保险机构对其给予一定的经济补偿。

Medical insurance is a social insurance system established to compensate workers for the economic losses caused by disease risks. Through the payment of employers and individuals, the medical insurance fund is established. After the medical expenses of the insured are incurred, the medical insurance institution will give them certain economic compensation.


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