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【速搜问答】工行婚庆卡怎么办理

问答 admin 8个月前 (04-02) 141次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

工行婚庆卡可以通过营业网点、客服电话或者中国工商银行手机APP等途径办理;手机APP办理步骤:用户登录之后,点击我的客服,点击咨询投诉,输入婚庆卡怎么办理,之后根据客服的回复办理即可。还可以直接携带相关证明到网点办理。

ICBC wedding card can be handled through business outlets, customer service telephone or ICBC mobile app; mobile app processing steps: after the user logs in, click my customer service, click consultation and complaint, input how to handle the wedding card, and then handle it according to the reply of customer service. You can also directly carry relevant certificates to the outlets.

工行婚庆卡可以通过营业网点、客服电话或者中国工商银行手机 APP 等途径办理;手机 APP 办理步骤:用户登录之后,点击我的客服,点击咨询投诉,输入婚庆卡怎么办理,之后根据客服的回复办理即可。还可以直接携带相关证明到网点办理。

ICBC wedding card can be handled through business outlets, customer service telephone or ICBC mobile app; mobile app processing steps: after the user logs in, click my customer service, click consultation and complaint, input how to handle the wedding card, and then handle it according to the reply of customer service. You can also directly carry relevant certificates to the outlets.

工行婚庆卡申请一般需要配偶双方持有效身份证、结婚证到指定的网点申请。值得一提的是,工行婚庆卡属于主题个性化定制借记卡,具备普通借记卡功能可满足日常存款、转账、消费、理财等金融需求。

ICBC wedding card application generally requires both spouses to apply at designated outlets with valid ID cards and marriage certificates. It can meet the daily financial needs of ICBC, such as wedding debit card and debit card.

借记卡使用时需要用户先存款后使用,不能透支,按功能不同分为转账卡、专用卡和储值卡。不过借记卡办理时分为一二三类账户,其中一类账户具有的功能最为强大,二三类账户使用会有额度限制。

Debit card can be divided into transfer card, special card and stored value card according to different functions. However, the debit card processing time is divided into one, two and three types of accounts, one of which has the most powerful function, and the use of two or three types of accounts will be limited.

银行除了申请借记卡,用户还可以申请信用卡,这种卡具有一定的授信额度,可以先使用后还款,不过在还款时不能出现逾期的情况,因为逾期后会产生罚息,时间越长罚息越多,而且在逾期后会导致个人征信变不良。

In addition to applying for a debit card, users can also apply for a credit card. This kind of card has a certain line of credit and can be used before repayment. However, when repayment is overdue, it can’t happen, because there will be penalty interest after overdue. The longer the time is, the more the penalty interest is, and after overdue, it will lead to poor personal credit information.


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