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【速搜问答】入账中是什么意思

问答 admin 8个月前 (04-02) 153次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

信用卡入账中指当天刷卡消费后计入信用卡账单会有一定的延迟,通常会在次日计入账单中,不同银行的处理速度快慢有关系。同时在信用卡归还账单中也会出现入账中,只有入账成功后才会显示用户信用卡账单还款成功。

Credit card entry means that there will be a certain delay in the credit card bill after consumption on the same day, which is usually included in the bill on the next day. The processing speed of different banks is related. At the same time, there will also be entry in the credit card return sheet. Only after the entry is successful, the user’s credit card bill repayment is successful.

信用卡入账中指当天刷卡消费后计入信用卡账单会有一定的延迟,通常会在次日计入账单中,不同银行的处理速度快慢有关系。同时在信用卡归还账单中也会出现入账中,只有入账成功后才会显示用户信用卡账单还款成功。

Credit card entry means that there will be a certain delay in the credit card bill after consumption on the same day, which is usually included in the bill on the next day. The processing speed of different banks is related. At the same time, there will also be entry in the credit card return sheet. Only after the entry is successful, the user’s credit card bill repayment is successful.

信用卡日常使用后必须按时还款,不能出现逾期还款的情况,因为逾期后会产生罚息,时间越长罚息越多。而且在逾期后银行会进行催收,常见的催收方法就是拨打借款人电话,一直催收到用户归还完。

After the daily use of the credit card, the repayment must be made on time, and the overdue repayment is not allowed, because there will be penalty interest after the overdue repayment, and the longer the time is, the more the penalty interest will be. And after overdue, the bank will carry out collection. The common method of collection is to call the borrower and collect until the user returns it.

信用卡使用后不能按时归还时可以使用分期还款或者最低还款额,这样就可以有效降低月还款额度,不至于出现逾期的情况,不过使用信用卡分期还款时要满足银行规定的条件,分期后可以提前归还。

When the credit card can’t be returned on time, you can use the installment repayment or the minimum repayment amount, which can effectively reduce the monthly repayment amount and avoid the situation of overdue. However, when using the credit card for installment repayment, you should meet the conditions stipulated by the bank, and you can return it in advance after installment.

为了避免信用卡使用后不能按时归还的情况,用户在使用信用卡消费时要提前想好自己的还款能力,知道自己使用什么方面的收入归还,如果个人收入比较多,这时可以放心的使用,如果个人收入比较少,这时要谨慎使用。

In order to avoid the situation that the credit card can not be returned on time after use, users should think about their repayment ability in advance when using the credit card, and know what aspects of income they use to return. If their personal income is more, they can use it with confidence. If their personal income is less, they should use it with caution.


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