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【速搜问答】冻结三天是72小时还是三夜

问答 admin 8个月前 (04-01) 176次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

银行卡冻结三天是72小时,也就是72小时后自动解冻。银行卡被冻结的原因包括因风险防控被冻结;资金流动出现异常、密码连续输入错误超规定次数;司法冻结等,其中公安机关冻卡一般以半年为一个周期,在冻卡后不会主动与你联系。

Bank card freezing for three days is 72 hours, that is, 72 hours after the automatic unfreezing. The reasons for bank card freezing include freezing due to risk prevention and control, abnormal capital flow, password continuous input error exceeding the specified number of times, judicial freezing, etc. the public security organs generally freeze the card for half a year, and will not take the initiative to contact you after freezing the card.

银行卡冻结三天是 72 小时,也就是 72 小时后自动解冻。银行卡被冻结的原因包括因风险防控被冻结;资金流动出现异常、密码连续输入错误超规定次数;司法冻结等,其中公安机关冻卡一般以半年为一个周期,在冻卡后不会主动与你联系。

Bank card freezing for three days is 72 hours, that is, 72 hours after the automatic unfreezing. The reasons for bank card freezing include freezing due to risk prevention and control, abnormal capital flow, password continuous input error exceeding the specified number of times, judicial freezing, etc. the public security organs generally freeze the card for half a year, and will not take the initiative to contact you after freezing the card.

银行卡分为信用卡和借记卡,借记卡按功能不同分为转账卡、专用卡、储值卡;借记卡不能透支,具有转账、存取现金和消费功能。信用卡又分为贷记卡和准贷记卡,给予持卡人一定的信用额度,先使用后还款。

Bank card is divided into credit card and debit card. According to different functions, debit card is divided into transfer card, special card and stored value card. Debit card can’t overdraft, but has the functions of transfer, cash deposit and consumption. Credit card is divided into credit card and quasi credit card, which gives cardholders a certain amount of credit, which can be used before repayment.

信用卡使用后必须按时还款,不能出现逾期的情况,因为逾期后会产生罚息,时间越长罚息越多。而且在逾期后会上传至征信中心,导致个人征信变不良,影响后续各种贷款的办理,比如车贷或者房贷等。

After using the credit card, the repayment must be made on time, and there should be no overdue situation, because there will be penalty interest after overdue, and the longer the time is, the more the penalty interest will be. Moreover, it will be uploaded to the credit reference center after overdue, which will lead to bad personal credit information and affect the subsequent processing of various loans, such as car loans or housing loans.

如果信用卡使用后不能按时归还,这时可以使用分期还款或者最低还款额,不过使用分期还款时会占用授信额度,每归还一起授信额度恢复一部分,归还完就会全部恢复,值得一提的是,信用卡分期后可以提前归还。

If the credit card can’t be returned on time after use, the installment repayment or the minimum repayment amount can be used. However, when the installment repayment is used, the credit line will be occupied. Every time a part of the credit line is restored, all the credit lines will be restored. It is worth mentioning that the credit card can be returned in advance after installment.


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