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【速搜问答】亲情白条是什么意思

问答 admin 8个月前 (03-28) 395次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

亲情白条是京东推出的一项功能,京东用户领取亲情白条额度后可以赠送给没有开通白条的家人使用,家人在使用这个额度后需要由赠送方归还。在赠送时需要对方没有开通京东白条,额度赠送多少可以由赠送方决定。京东亲情白条暂时不支持关闭,但可以解除绑定。

Family white note is a function launched by JD. After receiving the amount of family white note, JD users can give it to their families who have not opened the white note. After using the amount, their families need to be returned by the giver. If the other party doesn’t open Jingdong white bar, the amount of gift can be decided by the giver. JD kinship white note does not support closing for the time being, but it can be unbound.

亲情白条是京东推出的一项功能,京东用户领取亲情白条额度后可以赠送给没有开通白条的家人使用,家人在使用这个额度后需要由赠送方归还。在赠送时需要对方没有开通京东白条,额度赠送多少可以由赠送方决定。

Family white note is a function launched by JD. After receiving the amount of family white note, JD users can give it to their families who have not opened the white note. After using the amount, their families need to be returned by the giver. If the other party doesn’t open Jingdong white bar, the amount of gift can be decided by the giver.

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京东亲情白条赠送的对象有爸爸、妈妈、老婆、老公、儿子、女儿、恋人、其他亲友等,在赠送时需要输入对方的姓名和手机号,对方领取之后就可以使用了。在购物付款时就可以使用亲情白条付款。

The objects of JD family love note include father, mother, wife, husband, son, daughter, lover and other relatives and friends. When giving, you need to input the name and mobile phone number of the other party, and the other party can use it after receiving it. You can use the white note to pay when shopping.

京东亲情白条开通步骤:打开京东金融 app,用户点击进入“白条”页面,然后翻转活动页面,可以看到京东白条活动,这时打开并点击“立即领取”,得到额度后就可以“立即送 TA 白条额度”,最后亲友接收赠送即可。

Opening steps of JD family love white bar: open the JD financial app, click to enter the “white bar” page, and then flip the activity page to see the JD white bar activity. At this time, open and click “get it now”. After getting the quota, you can “send TA white bar quota immediately”. Finally, relatives and friends can receive the gift.

京东白条使用后一定要按时归还,不能出现逾期还款的情况,在逾期还款后会产生罚息。最为关键的是,在逾期还款后会被上传至征信中心,个人征信变不良以后是很难再次使用白条,而且在逾期还款后会催收。

Jingdong white note must be returned on time after it is used. Overdue repayment is not allowed, and penalty interest will be generated after overdue repayment. The most important thing is that after overdue repayment, it will be uploaded to the credit reference center. It is difficult to use the white slip again after personal credit becomes bad, and it will be collected after overdue repayment.

京东亲情白条开通办法

The opening method of Jingdong family love note

1.首先打开京东金融 app,点击进入“白条”。

1. First, open the Jingdong financial app and click to enter the “white bar”.

2.然后翻转活动页面,找到共享白条活动并打开,点击“立即领取”。

2. Then flip the activity page, find the shared white note activity and open it, and click “get it now”.

3.获得额度后点击“立即送 TA 白条额度”,选择亲友后点击“下一步”。

3. After obtaining the quota, click “send TA white note quota immediately”, select relatives and friends and click “next”.

4.输入赠送额度并点击“下一步”。

4. Input the amount of gift and click “next”.

5.填写亲友信息,勾选协议后立即赠送。

5. Fill in the information of relatives and friends, check the agreement and present immediately.

6.亲友接收赠送即可。

6. Relatives and friends can receive gifts.

京东白条的授信额度,与大家的个人资质与信用状况有直接关系。至于白条可取现的额度其实是没有上限的,也就是说,你有多少授信额度,就能取出多少钱来。同样,对于取现的次数,京东白条也没有过多限制,你可以一次取完所有额度,也可以多次取现,但是最低额度不得低于 100 元。当然了,这里的取现自然不是免费,既然享受了服务,那肯定就要支付一定费用了。

The credit line of Jingdong Baitiao is directly related to everyone’s personal qualification and credit status. In fact, there is no upper limit on the amount of cash that can be obtained from white slips. That is to say, you can withdraw as much money as you have. Similarly, there are no too many restrictions on the number of cash withdrawals. You can withdraw all the amount at one time or multiple times, but the minimum amount should not be less than 100 yuan. Of course, cash withdrawal here is not free. Since you enjoy the service, you must pay a certain fee.

目前,京东白条的取现利息按日收取,日利率 0.05%起,根据借款人资质的不同,利率也会有相应的变化。由此我们可以算出大家取现一天应该支付的利息=当前总取现金额×日利息率。

At present, the cash withdrawal interest of Jingdong Baitiao is charged on a daily basis, starting from 0.05%, and the interest rate will change accordingly according to the borrower’s qualification. From this, we can calculate the interest you should pay on the day you withdraw cash = the current total amount of cash withdrawn × the daily interest rate.

京东亲情白条怎么关闭

How to close Jingdong family love note

京东亲情白条暂时不支持关闭,但是可以解除绑定关系。如果是主账户,不想使用亲情白条,不赠送亲情额度给他人即可,可以直接登录京东金融 App,点击京东亲情白条,选择需要解绑关系的亲友,点击【解绑亲情白条】即可;如果是子账户,不想使用亲情额度,和主账户解除绑定关系即可。

JD kinship note does not support closing for the time being, but it can be unbound. If it’s a master account, you don’t want to use the kinship white note, and you don’t want to give the kinship quota to others, you can directly log in to Jingdong financial app, click Jingdong kinship white note, select the relatives and friends who need to unbind, and click [unbind kinship white note]; if it’s a sub account, you don’t want to use the kinship quota, you can unbind with the master account.

需要注意的是,京东亲情白条是针对京东白条优质客户提供的,赠送额度会直接从白条总额度中扣除,赠送的京东白条额度是由赠送人进行还款的,所以在赠送京东白条额度后,一定要按时还款,以免影响个人征信。

It should be noted that the JD family white note is provided for high-quality customers of JD white note, and the gift amount will be directly deducted from the total amount of white note. The gift amount of JD white note is repaid by the giver, so after giving the gift amount of JD white note, you must repay on time, so as not to affect personal credit.


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