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【速搜问答】程程白条是什么

问答 admin 8个月前 (03-28) 177次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

程程白条app属同程旅行(同程旅游)旗下的一个功能,通过申请程程白条用户可以进行提前消费。同时还可以免费分期,让你账单还款无压力,是当下最流行的消费方式之一。

Chengcheng Baitiao app is a function of Tongcheng travel (Tongcheng travel). By applying for Chengcheng Baitiao, users can consume in advance. At the same time, you can also pay by installments for free, so that your bill repayment has no pressure, which is one of the most popular consumption methods at present.

程程白条 app 属同程旅行(同程旅游)旗下的一个功能,通过申请程程白条用户可以进行提前消费。同时还可以免费分期,让你账单还款无压力,是当下最流行的消费方式之一。

Chengcheng Baitiao app is a function of Tongcheng travel (Tongcheng travel). By applying for Chengcheng Baitiao, users can consume in advance. At the same time, you can also pay by installments for free, so that your bill repayment has no pressure, which is one of the most popular consumption methods at present.

程程白条是同程旅游为其客户提供的一款消费信贷产品,用户激活成功后,可获得最高 10 万的消费额度。实现先出游,后分期还款的旅游支付体验。

Chengcheng Baitiao is a consumer credit product provided by Tongcheng tourism for its customers. After successful activation, users can obtain a maximum consumption limit of 100000 yuan. Realize the travel payment experience of travel first and repayment by installments later.

程程白条是同程旅游网推出的分期付款旅行服务,使用户实现先出游、后付款的旅行体验,2016 年,授信用户近 150 万,累计放贷金额逾 5 亿。“程程白条”于 2015 年 12 月在电脑版网站推出,2016 年 3 月正式在同程旅游手机客户端全面开放。

Chengcheng Baitiao is an installment travel service launched by Tongcheng travel network, which enables users to realize the travel experience of travel first and payment later. In 2016, there were nearly 1.5 million credit users, and the cumulative loan amount exceeded 500 million. “Chengcheng Baitiao” was launched on the computer website in December 2015, and officially opened on the mobile phone client of Tongcheng tourism in March 2016.

申请条件

Application conditions

1、开通白条需要进行实名身份验证,一个身份证只能绑定一个同程会员账号,如果用户已经在其他同程账号中绑定了身份证,例如开通了同同宝,那用户需要使用已经在同同宝实名的账号来激活白条;

1. To open a white bar, you need to verify your real name. An ID card can only be bound to one same journey member account. If a user has already bound his ID card to other same journey accounts, such as Tongbao, then the user needs to activate the white bar by using the account already in Tongbao’s real name;

2、白条准入的基本条件:授信用户为中国大陆合法公民,且具有完全民事行为能力;年龄在 18-60 周岁之间;

2. The basic conditions for the entry of white bars: the authorized users are the legitimate citizens of Chinese mainland and have full civil capacity; and the age is between 18-60 years old.

3、如果用户激活失败,可能是由于用户的信息没有通过系统的综合评估;

3. If the user activation fails, it may be because the user’s information has not passed the comprehensive evaluation of the system;

产品优势

Product advantages

1、首付出游:仅需首付就能轻松出游,部分可享 0 首付出发;

1. Down payment travel: you can easily travel with only down payment, and some of them can enjoy 0 down payment;

2、账期灵活:1/3/6/10/12 期可供选择(分期金额均不包含首付,首付不计入贷款金额);支持 30 天免息;

2. Flexible accounting period: 1 / 3 / 6 / 10 / 12 periods are available (the installment amount does not include the down payment, and the down payment is not included in the loan amount); 30 days interest free is supported;

3、信用旅游:无需信用卡,不占用信用卡额度;

3. Credit Tourism: no credit card is needed and does not occupy the credit card limit;

4、秒级审批:线上审批,高额度实时给用户;

4. Second level approval: online approval, high quota real-time to users;

使用方法

usage method

1、进入同程旅游 APP—我的—我的钱包—程程白条—激活程程白条;或进入同程旅游 APP—贷款.分期游—激活程程白条;

1. Enter the same journey travel app – my – my wallet – Cheng’s white slip – activate Cheng’s white slip; or enter the same journey travel app – loan. Staged travel – activate Cheng’s white slip;

2、在同程旅游 APP 中选择支持白条购买的产品—进入购买流程—选择程程白条支付方式—完成支付;

2. In the same journey travel app, select the products that support the purchase of white slip – enter the purchase process – select the payment method of white slip – complete the payment;

3、目前程程白条支持的产品类型如下:(有白条标记即为可使用的产品);

3. At present, the types of products supported by Cheng’s white bar are as follows: (products with white bar mark are usable products);

4、PC 端:支持出境、部分邮轮线路;

4. PC terminal: support outbound and part of cruise lines;

5、APP 端:支持国内机票、火车票、出境全部线路、邮轮、国内、景酒部分线路;

5. App end: support domestic air tickets, train tickets, all outbound routes, cruise, domestic and Jingjiu routes;

6、微信端:支持火车票、国内机票;

6. Wechat: support train tickets and domestic air tickets;

7、程程白条是同程旅游授予客户的信用额度,客户只有在预定可支持产品的线路才能使用,只是一种支付方式,用户通过任何渠道都不能将额度提现。若发现白条欺诈者,程程白条会冻结账户并记入用户的个人征信,严重者移交司法机关处理。

7. Cheng Cheng Bai Tiao is a credit line granted to customers by Tong Cheng tourism. Customers can only use it when booking the line that can support products. It is just a payment method. Users can’t withdraw the amount through any channel. If the swindler is found, Cheng’s account will be frozen and recorded in the user’s personal credit, and the serious case will be transferred to the judicial organ for handling.


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