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【速搜问答】京东白条如何取现

问答 admin 8个月前 (03-25) 143次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

进入京东金融APP,点击“我”那一栏,登录自己的账号;找到白条页面,点击取现图标,不能超过最大取现额度;输入取现金额后,会自动显示日利息,和本次的手续费。

Enter the Jingdong financial app, click the “I” column, log in your account number; find the white bar page, click the cash withdrawal icon, which can not exceed the maximum amount of cash withdrawal; after entering the amount of cash withdrawal, the daily interest and the current handling charge will be displayed automatically.

京东白条取现是京东金融针对白条账单制用户推出的新权益,目前该服务仅部分用户可用,更多用户陆续开放中。白条取现是指:账单制用户可将白条取现额度,提取至账户本人的储蓄卡(不支持提取到信用卡),取现后按日计息(0.05%起),计入到白条账单中, 白条取现后,30 分钟内到账。

Cash withdrawal with white slip is a new right launched by Jingdong finance for users of white slip billing system. At present, only some users can use the service, and more users are opening up one after another. White slip cash withdrawal refers to: billing system users can withdraw the amount of white slip cash withdrawal to their own savings card (it is not supported to withdraw to credit card). After withdrawal, interest will be calculated daily (from 0.05%) and included in the white slip bill. After white slip cash withdrawal, it will arrive in the account within 30 minutes.

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京东白条取现的操作步骤为以下几点:

The operation steps of cash withdrawal of Jingdong Baitiao are as follows:

1、进入京东金融 APP,点击“我”那一栏,登录自己的账号;

1. Enter the Jingdong financial app, click the “I” column and log in to your account;

2、找到白条页面,点击取现图标,不能超过最大取现额度;

2. Find the white bar page and click the cash withdrawal icon, which cannot exceed the maximum amount of cash withdrawal;

3、输入取现金额后,会自动显示日利息,和本次的手续费。

3. After entering the cash amount, the daily interest and the current handling charge will be displayed automatically.

注意下面的还款日和收款账户,绑定过银行卡的账户会出现这两个,如果没有绑定银行卡,就没有提现收款账户,所以记住绑定一张自己的银行卡。

Pay attention to the following repayment date and collection account. If the bank card is not bound, there will be no withdrawal collection account, so remember to bind your own bank card.

这一作用类似分期贷款平台,依据客户资质给与额度,分成取现额度和消费额度,因此必须要有取现额度才可以取现。如果想要取现,可以登录【京东金融】APP,点击【信用】—【白条】,看到自己的可用额度和取现额度,根据网页提醒填写基本信息进行提现。

This function is similar to the installment loan platform. According to the customer’s qualification, the amount is divided into the withdrawal amount and the consumption amount. Therefore, the withdrawal amount must be available before the withdrawal. If you want to withdraw cash, you can log in to the [Jingdong finance] app, click [credit] – [white note], see your available limit and withdrawal limit, and fill in the basic information according to the reminder on the webpage to withdraw cash.

温馨提示:京东白条提现后立即记入白条收支明细,期满还贷,也可以提前还贷,按日测算贷款利息(日息 0.05%起)

Warm tips: after withdrawing cash, Jingdong Baitiao will be immediately recorded in the income and expenditure details of Baitiao. When the loan is due, it can also be repaid in advance. The loan interest is calculated daily (from 0.05% of daily interest)

为什么白条取现不成功?

Why is the withdrawal of white paper unsuccessful?

1、内测范围小。目前官方显示,该服务仅部分用户可用,更多用户陆续开放中。意味着只有优质客户才有提前开通的权限,大部分用户是暂时看不到这个的。

1. The internal measurement range is small. At present, the official shows that the service is only available to some users, and more users are opening up one after another. It means that only high-quality customers have the right to open in advance, and most users can’t see this right now.

2、白条额度不够。可能京东白条额度太低或已占用 80%额度,那么很可能无法取现,建议先提高白条额度或恢复一部分额度再试试。

2. The amount of white paper is not enough. Maybe JD’s white line is too low or has occupied 80% of the line, so it is likely that it will not be able to withdraw cash. It is suggested to increase the white line or restore part of the line before trying.

3、信用资质不好。京东白条长期不使用(需求低)、经常逾期还款(诚信度不佳)、活跃度不够(很少买东西、个人信息不全、从不理财投资),这些原因都可能导致无法取现。

3. Credit qualification is not good. Jingdong Baitiao is not used for a long time (low demand), often overdue repayment (poor integrity), and not active enough (rarely buying things, incomplete personal information, and never making financial investment), which may lead to the failure of cash withdrawal.

白条取现审核失败可以采取以下方法解决

The following methods can be adopted to solve the audit failure of white slip cash withdrawal

1、归还部分白条

1. Return some white slips

当白条额度太低或已被占用 80%的额度,取现审核就有可能失败。这时候可以先归还部分白条,等额度恢复以后在申请提现。

When the white line is too low or 80% of the line has been occupied, the cash withdrawal audit may fail. At this time, you can return some white slips first, and apply for withdrawal after the limit is restored.

2、增加个人资产

2. Increase personal assets

如果从来没在京东金融上理财过,直接申请白条取现可能会被拒绝。这时候建议在京东金融上购买一些理财产品,这样可以证明借款人有较强的还款能力。

If you have never managed money in Jingdong finance, you may be refused to apply for cash withdrawal directly. At this time, it is suggested to buy some financial products in Jingdong finance, which can prove that the borrower has strong repayment ability.

3、提高个人信用

3. Improve personal credit

申请白条取现时,系统会对个人信用进行综合评估。当个人信用不符合白条取现条件时,审核将会不通过。建议保持良好的消费习惯与还款习惯,过一段时间再去申请白条取现。

The system will conduct a comprehensive evaluation on personal credit when applying for the white slip. When personal credit does not meet the conditions for withdrawal of cash in white slip, the audit will not pass. It is suggested to keep good consumption habits and repayment habits, and then apply for white slip cash withdrawal after a period of time.


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