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【速搜问答】银行卡号能查到个人信息吗

问答 admin 9个月前 (03-19) 168次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

通过银行卡卡号银行和相关授权机构可以查出个人信息,但必须是依法查询,否则银行和授权机构都必须保护用户的个人隐私。而不法分子可以通过银行卡卡号查到卡片持有人的姓名和相关信息,但必须是通过非法的渠道才可以。

Through the bank card number, banks and relevant authorized institutions can find out personal information, but it must be inquired according to law, otherwise banks and authorized institutions must protect users’ personal privacy. And criminals can find the card holder’s name and relevant information through the bank card number, but only through illegal channels.

通过银行卡卡号银行和相关授权机构可以查出个人信息,但必须是依法查询,否则银行和授权机构都必须保护用户的个人隐私。而不法分子可以通过银行卡卡号查到卡片持有人的姓名和相关信息,但必须是通过非法的渠道才可以。为了确保个人信息不被泄露,请用户不要在不安全的环境下将银行卡卡号提供给他人。

Through the bank card number, banks and relevant authorized institutions can find out personal information, but it must be inquired according to law, otherwise banks and authorized institutions must protect users’ personal privacy. And criminals can find the card holder’s name and relevant information through the bank card number, but only through illegal channels. In order to ensure that personal information is not leaked, please do not provide the bank card number to others in an unsafe environment.

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有卡号也可以查到持卡人的名字,以及他在开户时所留的信息(包括身份证号,这样就可以知道对方的户籍所在地了)。但问题是,开户信息不一定全;另外:所有以上成立的条件是,银行的工作人员帮你查询,做为个人,银行是不可能帮你查询不是你本人的客户信息的。

A card number can also find the name of the cardholder and the information he left at the time of opening an account, including the ID number, so that he can know where the registered residence is. But the problem is that the account opening information is not necessarily complete; in addition, all the above conditions are that the bank staff can help you to inquire, as an individual, the bank can not help you to inquire the customer information that is not your own.

一般来说只有执法机关才能查。不过不到金额 2000 元,警察一般不立案,也就不会帮你查。所以大家务必担心,接下来小编就给您说一说保护好银行卡的四大习惯,如下:一、好习惯。平时保管好个人信息,如身份证、工作证等复印件切勿乱扔;在银行办理完业务一定要把交易凭条彻底粉碎,或者自己收好。

Generally speaking, only law enforcement agencies can investigate. But less than 2000 yuan, the police generally do not file a case, will not help you check. So big housework must worry, next Xiaobian will tell you about the four habits of protecting the bank card, as follows: first, good habits. At ordinary times, take good care of personal information, such as ID card, work card and other copies, do not throw them around; after handling business in the bank, you must smash the transaction slip completely, or put it away yourself.

最重要。刷卡或取款时养成用手或其他物品遮挡的好习惯,防止密码遭人偷窥。

Most important. When swiping the card or withdrawing money, form a good habit of covering the password with hands or other objects to prevent the password from being peeped.

反应快。开通账户余额变动短信提醒功能,一旦发现账户异常变动,应第一时间拨打发卡银行的服务电话,尽快挂失或者冻结银行卡,同时向辖区公安机关报案,并迅速前往距离最近的银行交易网点、ATM 等,因为在监控下可证明此时卡就在身边,为以后维权留存证据。

Quick response. Open the SMS reminder function of account balance change. Once you find the account abnormal change, you should dial the service phone of the issuing bank as soon as possible to report the loss or freeze the bank card. At the same time, you should report the case to the public security organ under your jurisdiction, and quickly go to the nearest bank trading outlet, ATM, etc. because under the monitoring, it can be proved that the card is around at this time, so as to retain evidence for future rights protection.

长心眼。在使用银行卡(包括储蓄卡和信用卡)消费过程中,尽量不要离开持卡人的视线,埋单时最好叫服务员把 POS 拿来或者到收钱柜台当面刷卡;在 ATM、自助银行操作时,要注意观察插卡口是否存在异常,有无加装卡槽等,机器上方有没有一些异常突起的圆点或镜头等,确认安全后再插卡。

Have a long mind. In the process of using bank cards (including savings cards and credit cards), try not to leave the sight of the cardholder. When paying the bill, it’s better to ask the waiter to bring the POS or swipe the card face to face at the cash collection counter; When operating in ATM and self-service bank, it is necessary to observe whether there is any abnormality in the card slot, whether there is any additional card slot, and whether there are some abnormal raised dots or lenses on the top of the machine. After confirming the safety, insert the card.


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