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【速搜问答】京东白条取现审核未通过什么意思

问答 admin 9个月前 (03-02) 137次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

白条取现审核未通过额度会立刻恢复。只有取现成功才会消耗掉白条取现额度。京东白条取现审核未通过是指用户申请白条取现以后,没有通过系统审核,无法继续后续取现操作,理论上来说是可以立刻重新申请的。

If the cash withdrawal audit fails, the amount will be restored immediately. Only when the withdrawal is successful will the withdrawal amount of white slip be consumed. JD’s failure in cash withdrawal audit means that after users apply for cash withdrawal, they fail to pass the system audit and cannot continue the subsequent cash withdrawal operation. Theoretically, they can reapply immediately.

京东白条取现审核未通过是指用户申请白条取现以后,没有通过系统审核,无法继续后续取现操作。用户能否通过取现审核,以系统的评估结果为准,人工无法进行干预。无法通过白条取现审核的用户,可以尝试申请京东金条。

Jingdong white cash withdrawal audit failed means that after the user applied for white cash withdrawal, it failed to pass the system audit and could not continue the subsequent cash withdrawal operation. Whether the user can pass the cash withdrawal audit depends on the evaluation result of the system, and manual intervention is not available. Users who can’t pass the white bar cash withdrawal audit can try to apply for Jingdong gold bar.

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白条取现审核未通过,额度是立刻恢复的。只有取现成功,才会消耗掉白条取现额度。而申请取现失败了,额度是不会发生任何变化的。用户有白条取现的入口,不代表一定可以通过审核,以及一定可以取现成功。而取现成功后,出现放款失败的情况,额度也会在失败后恢复。

If the verification of white slip cash withdrawal fails, the limit will be restored immediately. Only when the withdrawal is successful will the withdrawal amount of white slip be consumed. If the application for cash withdrawal fails, the amount will not change. A user with a white entry for cash withdrawal does not necessarily mean that he can pass the audit or succeed in cash withdrawal. After the success of cash withdrawal, if the loan fails, the amount will recover after the failure.

因此,用户虽然满足白条取现的条件,但最终能否取现成功还是取决于系统审核的结果。白条取现本质上来说与金条是一样的,都属于借现金的产品。

Therefore, although the user meets the conditions of white slip cash withdrawal, the final success of cash withdrawal depends on the results of system audit. In essence, the withdrawal of cash in white bar is the same as that in gold bar, which belongs to the product of borrowing cash.

白条取现审核不通过,理论上来说是可以立刻重新申请的。但是短期内用户的信用资质不会发生较大变化,重新申请很大几率仍旧会被拒绝。因此,用户最好是间隔一段时间再尝试申请。至于间隔多长时间,这个没有具体的规定,只要信用资质情况发生了变化,再来申请成功率就会高一些。

In theory, if you fail to pass the examination of white slip cash withdrawal, you can reapply immediately. But in the short term, the user’s credit qualification will not change greatly, and the re application is still likely to be rejected. Therefore, it is better for users to try to apply again at an interval of time. As for the time interval, there is no specific regulation. As long as the credit qualification changes, the success rate will be higher.

白条取现失败的原因

Reasons for the failure of cash withdrawal in white paper

【1】如果是因为网络问题或者系统繁忙导致取现操作失败的话,那客户换个好一点的网络环境,重新登录之后,就可以再次尝试取现。

【1】 If the withdrawal operation fails due to network problems or busy system, the customer can change the network environment to a better one and try to withdraw cash again after logging in again.

【2】如果是因为取现额度不够的话,那客户先去给白条还款,待白条额度恢复之后,就可以再去申请取现了。而京东白条的额度在一般情况下是能够在还款后即时恢复的。

【2】 If it’s because the withdrawal limit is not enough, the customer will first repay the white slip, and after the white slip limit is restored, he can apply for withdrawal again. In general, the amount of Jingdong Baitiao can be restored immediately after repayment.

【3】如果是因为个人信用出了问题,导致综合评分不足的话,那客户可能短时间内不好再去取现,即便再去申请,也很有可能被拒,建议客户先花一段时间好好养信用,等把信用养好了再去申请取现也不迟。

【3】 If there is a problem with personal credit, which leads to insufficient comprehensive score, the customer may not be able to withdraw cash in a short period of time. Even if he applies again, he may be rejected. It is suggested that the customer should take a period of time to maintain his credit, and it is not too late to apply for cash after he has maintained his credit.

需要注意的是,并不是所有的白条用户都能够取现的,目前白条取现功能只对部分优质用户开放,如果客户登录京东金融 APP,没有在白条页面看到取现选项的话,那就表明暂时没有取现白条额度的资格。

It should be noted that not all users can withdraw cash. At present, the withdrawal function is only open to some high-quality users. If the customer logs in to Jingdong financial app and does not see the withdrawal option on the page, it means that he is not qualified to withdraw the amount of cash.

京东白条取现审核未通过,就表示你没有通过系统评估,这时可以采取以下方法解决:

If you fail to pass the cash withdrawal audit of JD white paper, it means that you have not passed the system evaluation. At this time, you can take the following measures to solve the problem:

1、归还部分白条:当白条额度太低或已被占用 80%的额度,取现审核就有可能失败。这时候可以先归还部分白条,等额度恢复以后在申请提现。

1. Return part of the white note: when the white note limit is too low or 80% of the limit has been occupied, the cash withdrawal audit may fail. At this time, you can return some white slips first, and apply for withdrawal after the limit is restored.

2、增加个人资产:如果从来没在京东金融上理财过,直接申请白条取现可能会被拒绝。这时候建议在京东金融上购买一些理财产品,这样可以证明借款人有较强的还款能力。

2. Increase personal assets: if you have never managed money in Jingdong finance, you may be refused to apply for cash withdrawal directly. At this time, it is suggested to buy some financial products in Jingdong finance, which can prove that the borrower has strong repayment ability.

3、提高个人信用:申请白条取现时,系统会对个人信用进行综合评估。当个人信用不符合白条取现条件时,审核将会不通过。建议保持良好的消费习惯与还款习惯,过一段时间再去申请白条取现。

3. Improve personal credit: when you apply for a white slip, the system will conduct a comprehensive evaluation of your personal credit. When personal credit does not meet the conditions for withdrawal of cash in white slip, the audit will not pass. It is suggested to keep good consumption habits and repayment habits, and then apply for white slip cash withdrawal after a period of time.


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