Open the Alipay, enter the flower page inside me, then find the quota settings, then adjust the lifting amount. However, it is worth noting that Huabei does not support active application for amount increase. If the amount cannot be increased in the limit setting, it means that it is not qualified for amount increase at present.
蚂蚁花呗是蚂蚁金服推出的一款消费信贷产品，申请开通后，将获得 500-50000 元不等的消费额度。现在使用支付宝的大多也都开通了花呗，但是要怎么提高花呗的额度呢？
Ant Huabei is a consumer credit product launched by ant financial services. After applying for opening, it will get a consumption line of 500-50000 yuan. Most of the users who use Alipay now have flowers, but how can they increase their quota?
[advertisement] cash wechat: 21585, professional team online orders
The amount of flowers is the system’s comprehensive judgement based on the account situation. The behaviors of consumers on the Alipay platform are dynamic and changing. The corresponding amount of flowers is also dynamic. When consumers behave well in a period of time and comply with the lifting policy, their corresponding quota can be improved. On the contrary, the amount may be reduced, or even the right to use the service is restricted.
1、 Improve school education, home address and other information, do not forget to enter the provident fund.
2、 Use Huabei payment more and set it as the preferred payment method. Use more peripheral products, such as Ali health, Ali travel, Ali music, rookie logistics, and cooperation products such as didi travel and bike sharing. Use Alipay’s services as much as possible.
3、 The repayment is timely and not overdue, and the temporary amount is collected in time.
4、 Choose the highest security level, often interact with friends with high sesame score and send red envelopes.
5、 Improve sesame credit score and ant membership score.
The amount of Huabei is closely related to the credit score of sesame, and the credit score of sesame is closely related to the score of ant member, so increasing the score of ant member can indirectly increase the amount of Huabei.
If you want to improve sesame, you can buy more Alipay’s financial products and insurance, etc., and use Alipay to pay online and offline, so as to enhance their behavioral preferences. Such as: buying tickets, shopping, paying the water and electricity charges, etc., and participating in some public welfare activities of Alipay, such as ant forest, love donation, etc. After all, most people who are keen on public welfare have good credit. If you want to increase the quota, you still need to spend more on Alipay and spend more time on flowers.
6、 Don’t step on the thunder. Alipay taxi canceled, credit cards linked to low credit, mobile phone numbers and receiving addresses that have been changing, and Taobao Tmall shopping are automatically received and evaluated without due date.
1、 Improve sesame score
First of all, you should make Huabei think that you are a very trustworthy person. How does it know? The most important basis is sesame credit. The higher the credit score, the greater the amount of money spent. Therefore, you should first raise your sesame credit to the highest level.
Enter sesame credit in Alipay, then click enter credit management. Here you can try to make up your personal information, but according to Alipay’s help file, you can learn that completing the information does not mean that you will increase your sesame score, but in the long run, let sesame credit have a better understanding of your credit, so as to output more accurate credit evaluation for you.
However, before Xiaobian tried to complete the personal information, sesame score really improved a little. In the help document, we also mentioned how to improve sesame, pay the bills on time, pay the electricity and gas fee in time, maintain certain Internet consumption, and expand the offline payment scenario, that is, pay more for Alipay online, such as catering, supermarkets, convenience stores, takeaway, etc.
By the way, Alipay can also improve sesame seeds by riding its cooperative bike.
People like to gather together, so sesame credit believes that your friends have good credit, you should be not bad, so you can add some credit friends to Alipay, you can transfer more money to your friends and red packets, so your relationship score will also rise.
In addition, I remind you that borrowing and Huabei are closely related to sesame credit. If you use borrowing, don’t be overdue. Otherwise, not only sesame will fall, but also Huabei will be affected.
In a word, credit history, identity, personal relationship, behavior preference and performance ability are closely related to sesame credit score. If you want to improve the amount of credit, you have to improve sesame credit score. If you want to improve sesame credit score, you have to improve those five information.
2、 Increase the amount of money spent
1. Secret skills uploaded in the world
In reality, there is such a phenomenon that people who opened Huabei in the early days often have a lower credit limit. Later, those who opened Huabei had a better credit limit with the same credit score, which bothered many users.
据称，这中间的原因是在花呗推出初期到现在，使用了不同的信用评估方式导致的，同时，在刚推出花呗的时候，蚂蚁微贷给花呗提供的额度上限很低，只有 6000。而如今，花呗的上限已经被提升到三万元，在其之后推出的产品借呗更是有 5 万元的额度上限。
It is said that the reason for this is due to the use of different credit evaluation methods from the initial stage to the present. At the same time, when Huabei was first launched, the upper limit of ant micro loan to Huabei was very low, only 6000. Now, the upper limit of Huabei has been raised to 30000 yuan, and the later products have the upper limit of 50000 yuan.
So, someone suggested opening Alipay page on the computer, finding ants flower in my Alipay, closing it first, and then opening it, the quota would be improved.
2. What are the other secrets
Xiaobian also found some other secret tricks, because Alipay has not explicitly stated that these methods are effective, and can not be verified in the short term, so you can try it yourself.
（1）余额宝存 1000 以上，每天都存，越多越好，额度每天增加，放三到五天以后再去开通花呗。存钱到余额宝以后去天猫买点小东西，用余额宝分期购买，三到五天后必出额度。
(1) Yu’e Bao deposit more than 1000, every day, the more the better, the amount increased every day, put three to five days later to open flowers. After saving money to yu’ebao, go to tmall to buy some small things. Buy them by stages with yu’ebao. You will pay the amount in three to five days.
（2）转账到支付宝 1000 以上，如有余力，多多益善，保持收益一个星期以上；
The more, the better. 2. Transfer to Alipay 1000, if there is more spare force, more good, keep the income for more than a week.
(3) purchase some fixed deposit management products launched by Alipay, such as recruiting treasure.
(4) the Alipay security level is opened to the highest level. Huabei involves payment issues. If your account security level is not enough, it may hinder the opening and use of ant Huabei;
(5) For users with credit cards, most of them are bound with credit cards, and the payment should be made with credit cards as much as possible;
(6) Taobao account should have regular consumption records;
(7) try to buy Alipay small physical products frequently.