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【速搜问答】怎么提高芝麻信用

问答 admin 2个月前 (02-24) 54次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

提高芝麻信用分首先要补全个人信息,只要能填的最好都填上,比如学校信息、公司信息、车辆信息、房产证明、公积金等。这些信息对提升芝麻信用分都有很大的帮助,这也是个人财力的有效证明。想要提升芝麻分可以多使用支付宝中的各种功能。

To improve sesame credit score, we should first complete personal information, as long as we can fill in the best information, such as school information, company information, vehicle information, real estate certificate, provident fund and so on. This information is of great help to improve sesame credit score, which is also an effective proof of personal financial resources. If you want to improve sesame, you can use more of Alipay’s functions.

芝麻信用分的更新是由系统对用户的个人情况综合评估确定的,人工无法主动申请调整信用分数,但是可以通过完善个人信息,按时还款等方式增加提升分数的几率。

The update of sesame credit score is determined by the system’s comprehensive evaluation of the user’s personal situation. People can’t actively apply to adjust the credit score, but they can increase the probability of improving the score by improving their personal information and paying back on time.

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提高芝麻信用分首先要补全个人信息,只要能填的最好都填上,比如学校信息、公司信息、车辆信息、房产证明、公积金等。这些信息对提升芝麻信用分都有很大的帮助,这也是个人财力的有效证明。

To improve sesame credit score, we should first complete personal information, as long as we can fill in the best information, such as school information, company information, vehicle information, real estate certificate, provident fund and so on. This information is of great help to improve sesame credit score, which is also an effective proof of personal financial resources.

想要提升芝麻分可以多使用支付宝中的各种功能,比如使用花呗进行线上消费并且做到按时还款;同时使用借呗借钱,也必须在规定的时间内归还;以上行为都可以提高芝麻信用分。

If you want to improve sesame, you can use more of Alipay’s functions, such as using flowers to make online consumption and make repayment on time. At the same time, borrowing money from borrowed money must also be returned within the stipulated time. All these actions can improve sesame credit score.

在支付宝账户中绑定信用卡,一般不要超过 3 张,然后每月使用支付宝归还信用卡消费,这时系统会了解到你的还贷能力和履约能力。坚持几个月以后,芝麻信用分就会提高。

In the Alipay account, credit cards are generally not more than 3, then Alipay is used to return credit card consumption every month. At this time, the system will know your ability to repay the loan and the ability to perform. After a few months, sesame’s credit score will increase.

通过支付宝购买理财产品也可以提升芝麻信用分。这里最常见的就是购买余额宝或者余利宝,余额宝有 10 万的限额,灵活性比较好,余利宝有 1000 万的限额,灵活性比较差。大家购买的理财产品额度越多,芝麻信用分提升的越多。

The purchase of financial products through Alipay can also enhance the credit score of sesame seeds. The most common thing here is to buy yu’ebao or Yu Libao. Yu’ebao has a limit of 100000 yuan, which is more flexible. Yu Libao has a limit of 10 million yuan, which is less flexible. The more financial products you buy, the more credit points you get.

1、完善个人信息

1. Improve personal information

若想提高自己的芝麻信用分,那么首先得让支付宝了解你,例如你的基本情况,工作情况,是否有房子、车子等等,这些信息越完善,那么越有利于系统对用户做更加全面的评估,从而便于提供芝麻信用分。

If you want to improve your sesame credit score, first of all, let Alipay know you, such as your basic situation, work situation, whether there are houses, cars and so on. The more perfect the information, the more conducive to the system to make a more comprehensive assessment of users, so as to facilitate the provision of sesame credit score.

2、使用支付宝中的信用贷款产品,并按时还款,例如蚂蚁花呗,借呗等

2, use Alipay’s credit loan products, and repay on time, such as ant flower, borrow, etc.

用户平时消费尽量多使用花呗支付,然后再按照规定偿还欠款,这样可以反映用户的信贷历史情况,持续一段时间户,芝麻信用分就有机会提升。

Users usually spend as much as they can, and then repay the debts according to the regulations. This can reflect the credit history of users. If it lasts for a period of time, sesame credit score will have a chance to improve.

3、增加信用分高的好友

3. Add friends with high credit score

支付宝也是可以加好友的,如果用户的支付宝好友中有不少朋友的芝麻信用分都比较高,那么从人脉关系来说,自己的芝麻信用分也有机会提升。

Alipay can also add friends. If there are many friends of Alipay’s friends, sesame credit scores are relatively high. From the personal connections, their sesame credit points also have the opportunity to improve.

除了这样的芝麻积分的累积途径,我们还可以通过参与芝麻积分的一些活动来获得芝麻积分,比如,支付宝线上的很多小的活动都可以获得芝麻积分,比如我们在进行花呗消费的时候,及时还款,那么也会增加我们的芝麻积分,还有我们在支付宝上面的森林里面浇水也可以获得,还有一些小的点,只要是参与支付宝线上的一些活动,一般都是会给予一定的积分的。

In addition to this cumulation of sesame score, we can also get sesame score by taking part in some activities of sesame score. For example, many small activities on Alipay line can get sesame score. For example, when we spend money on flower consumption, we will increase our sesame score and we will pour in the forest above Alipay. Water can also be obtained, and there are still some small points. As long as we participate in some activities on Alipay line, we usually give certain points.

当然我们也可以参与到支付宝的抽奖活动中去参与芝麻积分的获得,芝麻积分是可以获得到一定的程度的,比如我们可以在芝麻积分的一个抽奖,如果我们可以看到抽奖里面会奖励芝麻积分,这些都是很正常的,只要我们熟悉支付宝的使用步骤和流程,在支付宝上进行使用,一般都能获得巨大的芝麻积分。

Of course, we can also participate in the Alipay raffle to take part in sesame score, sesame score can be achieved to a certain extent, for example, we can make a raffle in sesame score, if we can see that the bonus points will reward sesame integral, which are very normal, as long as we are familiar with Alipay’s use steps and processes, on Alipay. Generally, you can get huge sesame points by using it.


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