Since October 12, 2016, Alipay has charged 0.1% of the service charge to the users who have more than the free quota. Each person has a basic free allowance of 20 thousand yuan per person. The charging strategy of enterprise users remains unchanged.
支付宝提现有手续费。同一身份证认证的多个账户可共享 20000 元免费额度，包括转账到银行卡、账户余额提现等。一旦累计提现额度超过 2 万元时，支付宝会按超出金额的 0.1%收取服务费，最低为 0.1 元/笔。
Alipay raises the existing fee. Multiple accounts authenticated by the same ID card can share a free quota of 20000 yuan, including transfer to bank card, account balance withdrawal, etc. Once the total amount of withdrawals exceeds 20 thousand yuan, Alipay will charge a service charge of 0.1% yuan or 0.1 on the excess of the amount.
支付宝于 2016 年 10 月 12 日起对转账到银行卡和账户余额提现两个业务收费，具体规则如下：
Since October 12, 2016, Alipay has made two business charges for transfers to bank cards and account balances. The specific rules are as follows:
个人用户：同一身份证下的多个实名账户享 2 万元基础免费额度（含转账到银行卡、账户余额提现），超过额度后超出金额按照 0.1%收取服务费，最低 0.1 元/笔。
Individual users: multiple real name accounts under the same ID card enjoy a basic free line of 20000 yuan (including transfer to bank card and withdrawal of account balance). If the amount exceeds the line, a service fee of 0.1% will be charged, with a minimum of 0.1 yuan / transaction.
Enterprise users: not affected by the charging policy, the charging strategy remains unchanged.
Alipay’s bank card that is normally supported by the bank must be a debit card account in Chinese mainland. The newly added cash card needs to add a shortcut card to make cash.
Individual types of Alipay accounts support banks with common withdrawals: China Construction Bank, Agricultural Bank of China, industrial and Commercial Bank of China, Minsheng Bank, Shanghai Pudong Development Bank, industrial and Commercial Bank of China, China Merchants Bank, Bank of communications, Guangfa bank, Ping An Bank, Everbright Bank, Bank of China, China CITIC Bank, Bank of Hangzhou, Bank of Shanghai, Bank of Ningbo, postal savings bank, Huaxia Bank, e-commerce bank and other banks are all supported. Please refer to the page for details .
Passbook, credit card, international card, E-PASS card, electronic payment card, credit card, fixed term card and provident fund card are not supported.
注意：蚂蚁积分可以换取免费额度。基本上是 1 积分换取 1 元的免费额度，举个例子：转账 1000 元要消耗 1000 积分，省去转账 1000 元的转账手续费。如果你是钻石会员，1 积分就可以换取 3 元的免费额度。
Note: ant points can be exchanged for free quota. It’s basically a free quota of 1 yuan in exchange for 1 point. For example, transferring 1000 yuan will consume 1000 points and save the transfer fee of 1000 yuan. If you are a diamond member, 1 point can be exchanged for 3 yuan of free quota.
1. if your base free quota is used, users can transfer their accounts to the Alipay client to get more free quotas.
More than 2. of the charging rules do not apply to these businesses: from the balance of treasure page operation to card and transfer to Alipay account.