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【速搜问答】淘宝可以用信用卡买东西吗

问答 admin 1个月前 (01-24) 23次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

淘宝是可以直接使用信用卡进行支付的,但使用信用卡进行淘宝购物支付时,是需要支付一定手续费的。如果商家开通了信用卡支付功能,那么付款手续费由商家自行承担,如果商家未开通信用卡支付功能,那么手续费则需要买家承担。

Taobao can use credit card to pay directly, but when using credit card to pay for Taobao shopping, it needs to pay a certain fee. If the merchant has opened the credit card payment function, then the payment service charge shall be borne by the merchant. If the merchant has not opened the credit card payment function, then the service charge shall be borne by the buyer.

淘宝可以用信用卡买东西,信用卡绑定到支付宝上,然后在淘宝购物时选择对应的信用卡付款即可。

Taobao can use credit cards to buy things, credit cards are bound to Alipay, and then choose the corresponding credit card payment when Taobao shopping.

信用卡又叫贷记卡,是由商业银行或信用卡公司对信用合格的消费者发行的信用证明。其形式是一张正面印有发卡银行名称、有效期、号码、持卡人姓名等内容,背面有磁条、签名条的卡片。持有信用卡的消费者可以到特约商业服务部门购物或消费,再由银行同商户和持卡人进行结算,持卡人可以在规定额度内透支。

Credit card, also known as credit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. Its form is a card with the name of the issuing bank, period of validity, number, cardholder’s name and other contents printed on the front, and magnetic strip and signature strip on the back. Consumers with credit cards can shop or consume in special commercial service departments, and then settle accounts with merchants and cardholders. Cardholders can overdraft within the specified amount.

用户在使用淘宝进行购物时,都是使用的支付宝进行付款,当然大家可通过支付宝选择绑定的银行卡进行付款,也可使用花呗、余额宝中的余额进行付款。

When users are shopping with Taobao, they use Alipay to make payment. Of course, you can pay by Alipay’s choice of binding bank card, or you can pay with the balance of Hua Bai and balance treasure.

既然可以选择绑定的银行卡进行付款,那么用户便可在自己的支付宝上绑定自己的信用卡用于淘宝的购物支付。不过需要注意的是,信用卡是会收取商家一定的手续费的,因此不是所有的淘宝店都会开通信用卡支付功能,不过不管商家是否开通信用卡支付,用户都可选择使用自己绑定的信用卡进行最终的消费支付,只不过未开通信用卡支付的商家,用户需要自己承担对应的手续费费用。

Since you can choose the binding bank card to make payment, users can bind their credit cards on their own Alipay to pay for Taobao’s shopping. However, it should be noted that the credit card will charge a certain fee for the merchants, so not all Taobao stores will open the credit card payment function. However, no matter whether the merchants open the credit card payment, the users can choose to use their own binding credit card for the final consumption payment, but for the merchants who do not open the credit card payment, the users need to bear the corresponding responsibility Handling charges.

使用信用卡在未开通信用卡支付服务的商家进行付款,是有一定的付款限额的,因此如果购物金额超过页面所提示的单笔或单日支付限额,那么用户将无法使用信用卡进行支付,只能换用其他方式进行支付。

There is a certain payment limit when using credit card to pay for businesses without credit card payment service. Therefore, if the purchase amount exceeds the single payment or single day payment limit prompted on the page, the user will not be able to use credit card for payment, and can only use other methods for payment.

想要在自己的支付宝中绑定信用卡方法也很简单,用户只需登录自己的支付宝账户,在我的-银行卡中点击添加,按照步骤输入对应的信息即可添加成功。

The way to bind credit cards in your Alipay is also very simple. Users just log on to their Alipay account, click add in my bank card, and input the corresponding information according to the steps to add the success.

淘宝用信用卡支付需要手续费吗

Does Taobao need service charge to pay by credit card

在淘宝消费后使用信用卡进行支付是有可能需要自己承担手续费用的,如果购物商家支持信用卡支付,那么手续费用则由商家自己承担,如果商家未开通信用卡支付,那么手续费用则由买家自行承担。

After Taobao consumption, it is possible to use credit card to pay for the service fee. If the shopping merchant supports credit card payment, the service fee will be borne by the merchant. If the merchant does not open credit card payment, the service fee will be borne by the buyer.

使用信用卡在未开通信用卡支付功能的淘宝商家进行购物,用户需要支付消费金额的 1%作为支付手续费,如果后期发生退货退款等情况,消费金额会原路退回到用户的信用卡中,但是已经收取的服务费不会退回。

When using a credit card to shop in Taobao without credit card payment function, the user needs to pay 1% of the consumption amount as the payment service charge. If there is a return or refund in the later period, the consumption amount will be returned to the user’s credit card, but the service charge already collected will not be returned.


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