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【速搜问答】金融云是什么

问答 admin 3年前 (2020-07-16) 495次浏览 已收录 0个评论

汉英对照:
Chinese-English Translation:

金融云计算指利用云计算模型构成原理,将各金融机构及相关机构的数据中心互联互通,构成云网络,以提高金融机构迅速发现并解决问题的能力,提升整体工作效率,改善流程,降低运营成本,为客户提供更便捷的金融服务和金融信息服务。

Financial cloud computing refers to the use of cloud computing model composition principle to interconnect the data centers of financial institutions and related institutions to form a cloud network, so as to improve the ability of financial institutions to quickly discover and solve problems, improve the overall work efficiency, improve the process, reduce operating costs, and provide customers with more convenient financial services and financial information services.

金融云计算指利用云计算模型构成原理,将各金融机构及相关机构的数据中心互联互通,构成云网络,以提高金融机构迅速发现并解决问题的能力,提升整体工作效率,改善流程,降低运营成本,为客户提供更便捷的金融服务和金融信息服务。

Financial cloud computing refers to the use of cloud computing model composition principle to interconnect the data centers of financial institutions and related institutions to form a cloud network, so as to improve the ability of financial institutions to quickly discover and solve problems, improve the overall work efficiency, improve the process, reduce operating costs, and provide customers with more convenient financial services and financial information services.

金融云是服务于银行、证券、保险、基金等金融机构的行业云,采用独立的机房集群提供满足一行两会监管要求的云产品,并为金融客户提供更加专业周到的服务。金融云按照人民银行和银监会的合规标准建设,在安全性、服务可用性和数据可靠性等方面作了大幅增强。

Financial cloud is an industry cloud that serves banks, securities, insurance, funds and other financial institutions. It adopts independent computer room cluster to provide cloud products that meet the regulatory requirements of one bank and two sessions, and provides more professional and thoughtful services for financial customers. The financial cloud is constructed in accordance with the compliance standards of the people’s Bank of China and the China Banking Regulatory Commission, and has been greatly enhanced in terms of security, service availability and data reliability.

应用领域

application area

金融云的发展服务旨在为银行、基金、保险等金融机构提供 IT 资源和互联网运维服务。

The development service of financial cloud aims to provide IT resources and Internet operation and maintenance services for banks, funds, insurance and other financial institutions.

驱动因素

Drivers

中国金融云解决方案市场增长的三个驱动因素:

Three driving factors for China’s financial cloud Solutions Market Growth:

有利政策:从银监会明确提出面向互联网场景的重要信息系统全部迁移至云计算架构平台,到央行提出金融领域云计算平台的技术架构规范和安全技术要求,再到金融科技发展规划发布,金融机构对云计算应用的顾虑逐渐消除。

Favorable policies: from the CBRC’s clear proposal that all important information systems facing Internet scenarios should be transferred to cloud computing architecture platform, to the central bank’s proposal of technical architecture specifications and security technical requirements for cloud computing platform in the financial field, and then to the release of financial technology development plan, financial institutions’ concerns about cloud computing applications are gradually eliminated.

产业挑战:金融业务面临的监管压力和经营压力倒推产业创新升级,云计算和分布式架构成为金融机构管理优化和业务敏捷的不二选择。

Industry challenge: the regulatory pressure and operational pressure of financial business push forward the industrial innovation and upgrading. Cloud computing and distributed architecture become the only choice for financial institutions to optimize management and business agility.

技术创新:基于云架构之上大数据、人工智能、区块链等技术手段的发展革新,逐渐具备了在金融领域落地应用的基础条件,成为重塑未来金融业态和服务的新力量。

Technological innovation: Based on the cloud architecture, the development and innovation of big data, artificial intelligence, blockchain and other technical means gradually have the basic conditions for application in the financial field, and become a new force to reshape the future financial formats and services.

行业热点

Industry hot spots

中国金融云解决方案市场近期三大热点:

Three hot spots in China’s financial cloud solution Market in the near future:

双模 IT:金融机构一方面在短期内无法离开 IOE,一方面希望最大程度利用云计算的灵活性、敏捷性,双模 IT 成为不少银行尝试数字化转型的优先选择,构建互联网核心系统、对传统系统进行容器和微服务改造是主要途径。

Dual mode it: on the one hand, financial institutions can’t leave IOE in the short term, on the other hand, they hope to make the most of the flexibility and agility of cloud computing. Dual mode it has become the preferred choice for many banks to try digital transformation. The main way is to build Internet core systems and transform traditional systems into containers and micro services.

智能场景:智能客服、风险控制、精准营销、人脸账户等创新型云应用在金融行业的认可度不断提升,除互联网金融外,传统银行、保险、证券企业陆续开始大力探索和深入实践。

Intelligent scene: the recognition of innovative cloud applications such as intelligent customer service, risk control, precision marketing, face accounts and other innovative Cloud Applications in the financial industry has been increasing. In addition to Internet finance, traditional banking, insurance and securities companies have begun to vigorously explore and deeply practice.

渠道变革:用户对线下金融的需求发生改变,线上成为远程获得用户和输出用户 体验的入口,从网上银行、手机银行到开放银行,渠道发展不断驱动金融机构寻求改变。

Channel change: users’ demand for offline finance has changed, and online has become an entrance for remote access to users and output of user experience. From online banking, mobile banking to open banking, channel development constantly drives financial institutions to seek change.

服务商类型

Service provider type

一是大型金融机构成立子公司,向同业金融机构提供金融科技输出;

First, large financial institutions set up subsidiaries to provide financial technology output to peer financial institutions;

二是腾讯、阿里巴巴等互联网机构,通过其公有云平台也已成立金融云业务团队,腾讯金融云、阿里金融云等;

Second, Tencent, Alibaba and other Internet institutions have established financial cloud business teams through their public cloud platforms, such as Tencent Financial cloud and Alibaba financial cloud;

三是 IBM、用友等传统软件转型的服务商。

Third, IBM, UFIDA and other traditional software transformation service providers.


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