汉英对照:
Chinese-English Translation:
花呗全称是蚂蚁花呗，花呗无法取现或转账，花呗是一种信用消费分期产品，目前只能在淘宝、天猫、部分外部商户和线下商户消费购物使用。网上所说的花呗可以取现和具体取现方式都是违规操作，严重的话会触及刑事犯罪。建议不要在花呗上违规取现。
Huabei, whose full name is ant Huabei, can’t withdraw cash or transfer money. Huabei is a credit consumption installment product, which can only be used in Taobao, tmall, some external merchants and offline merchants at present. The online way of “Huabei” can be cashed out and the specific way of cashing out is illegal operation. If it is serious, it will touch the criminal offence. It is recommended that you do not take cash illegally on the flower.
花呗无法取现或转账，花呗是一种信用消费分期产品，目前只能在淘宝、天猫、部分外部商户和线下商户消费购物使用。网上所说的花呗可以取现和具体取现方式都是违规操作，严重的话会触及刑事犯罪。
Huabei cannot withdraw cash or transfer money. Huabei is a credit consumption installment product, which can only be used in Taobao, tmall, some external merchants and offline merchants. The online way of “Huabei” to withdraw cash and the specific way of withdrawing cash are illegal operations, and serious crimes will be involved.
建议不要在花呗上违规取现，这样不仅会影响信用记录，还极有可能将无法再享受花呗服务。
It is recommended not to withdraw cash illegally in Huabei, which will not only affect the credit record, but also may not be able to enjoy Huabei service.
花呗全称是蚂蚁花呗，是蚂蚁金服推出的一款消费信贷产品，申请开通后，将获得 500-50000 元不等的消费额度。用户在消费时，可以预支蚂蚁花呗的额度，享受“先消费，后付款”的购物体验。
Huabai, the full name of ant Huabai, is a consumer credit product launched by ant financial services. After applying for opening, it will get a consumption line of 500-50000 yuan. When users consume, they can advance the amount of ant flower and enjoy the shopping experience of “consume first, pay later”.
业内人士认为，银行等金融机构有资本和风控经验，花呗有消费场景、风控数据，双方各有所长，互为补充。因此，合作既能让金融真正服务到用户的合理消费需求，又能更好控制风险，降低资金和服务成本，利于行业发展。
Industry insiders believe that banks and other financial institutions have experience in capital and risk control, while Huabei has consumption scenarios and risk control data. Both sides have their own strengths and complement each other. Therefore, the cooperation can not only make the finance truly serve the reasonable consumption demand of users, but also better control the risk, reduce the cost of capital and service, which is conducive to the development of the industry.
蚂蚁花呗支持多场景购物使用。此前的主要应用场景是淘宝和天猫，淘宝和天猫内的大部分商户均可使用其支付。
Ant flower supports multi scene shopping. Before that, the main application scenarios were Taobao and tmall. Most merchants in Taobao and tmall could use their payment.
蚂蚁花呗已经走出阿里系电商平台，共接入了 40 多家外部消费平台：大部分电商购物平台，比如亚马逊、苏宁等；本地生活服务类网站，比如口碑、美团、大众点评等；主流 3C 类官方商城，比如乐视、海尔、小米、OPPO 等官方商城；以及海外购物的部分网站。
Ant Huabei has gone out of the Alibaba e-commerce platform and has access to more than 40 external consumption platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; local life service websites, such as word of mouth, meituan, popular comments, etc.; mainstream 3C official shopping malls, such as LETV, Haier, Xiaomi, oppo, etc.; and some overseas shopping websites.
