Huabei, whose full name is ant Huabei, can’t withdraw cash or transfer money. Huabei is a credit consumption installment product, which can only be used in Taobao, tmall, some external merchants and offline merchants at present. The online way of “Huabei” can be cashed out and the specific way of cashing out is illegal operation. If it is serious, it will touch the criminal offence. It is recommended that you do not take cash illegally on the flower.
Huabei cannot withdraw cash or transfer money. Huabei is a credit consumption installment product, which can only be used in Taobao, tmall, some external merchants and offline merchants. The online way of “Huabei” to withdraw cash and the specific way of withdrawing cash are illegal operations, and serious crimes will be involved.
It is recommended not to withdraw cash illegally in Huabei, which will not only affect the credit record, but also may not be able to enjoy Huabei service.
花呗全称是蚂蚁花呗，是蚂蚁金服推出的一款消费信贷产品，申请开通后，将获得 500-50000 元不等的消费额度。用户在消费时，可以预支蚂蚁花呗的额度，享受“先消费，后付款”的购物体验。
Huabai, the full name of ant Huabai, is a consumer credit product launched by ant financial services. After applying for opening, it will get a consumption line of 500-50000 yuan. When users consume, they can advance the amount of ant flower and enjoy the shopping experience of “consume first, pay later”.
Industry insiders believe that banks and other financial institutions have experience in capital and risk control, while Huabei has consumption scenarios and risk control data. Both sides have their own strengths and complement each other. Therefore, the cooperation can not only make the finance truly serve the reasonable consumption demand of users, but also better control the risk, reduce the cost of capital and service, which is conducive to the development of the industry.
Ant flower supports multi scene shopping. Before that, the main application scenarios were Taobao and tmall. Most merchants in Taobao and tmall could use their payment.
蚂蚁花呗已经走出阿里系电商平台，共接入了 40 多家外部消费平台：大部分电商购物平台，比如亚马逊、苏宁等；本地生活服务类网站，比如口碑、美团、大众点评等；主流 3C 类官方商城，比如乐视、海尔、小米、OPPO 等官方商城；以及海外购物的部分网站。
Ant Huabei has gone out of the Alibaba e-commerce platform and has access to more than 40 external consumption platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; local life service websites, such as word of mouth, meituan, popular comments, etc.; mainstream 3C official shopping malls, such as LETV, Haier, Xiaomi, oppo, etc.; and some overseas shopping websites.